We have made a few changes to how we process and package our Financial Institutions file. In past vintages, we applied certain filters to remove closed branches and non-bank locations. This year we have refined these filters to provide a more reliable list of open, valid, deposit-taking institutions. We also made changes to the field names within the Financial Institutions file, this was to better align the variable structure with that of the source data. We also made improvements to how we geocoded the file leading to a more accurate geographic representation of where these financial institutions are located.